Comdirect Depot

There's no minimum investment amount to open a Depot. You can start investing with any amount. For savings plans, the minimum is €25 per month. For the first 12 months, you pay only €3.90 per order.

Yes! The Comdirect Depot gives you access to all German exchanges and many international markets. You can trade stocks, ETFs, and securities from major global exchanges. Trading fees may vary for international venues.

Savings plans allow you to invest regularly (monthly, quarterly) with potentially lower fees — over 600 ETF savings plans are completely free. One-time orders are for buying or selling securities immediately. Savings plans start at €25/month.

Yes, the Comdirect Depot has no custody fees at all — no conditions, no minimum orders, no minimum balance. You only pay when you trade (order fees). Over 600 ETF savings plans are also completely free.

For the first 12 months, all orders cost just €3.90. After that, the standard fee for stocks, ETFs, certificates, and bonds is €9.90 plus 0.25% of the order volume, with a maximum of €59.90 per order.

Comdirect offers over 600 ETF savings plans with no order fees from top providers including iShares, Lyxor, Vanguard, and others. You can find the full list of free ETFs on the Comdirect website. Savings plans start from €25 per month.

If you are already a Comdirect customer, your depot is available immediately. New customers can access their depot 1-2 business days after successful VideoIdent identity verification.

Yes, if you already have a GiroKonto with Comdirect, it automatically serves as the settlement account for your Depot. New customers open a GiroKonto alongside their Depot.

Comdirect offers a comprehensive depot service ideal for expats: 100% online account opening via VideoIdent (no branch visits), free depot management, over 600 free ETF savings plans for automated investing, access to international markets, a powerful mobile app for trading on the go, and the security of Commerzbank AG as parent company.

Track all your investments through the Comdirect app or online banking. You'll see real-time prices, portfolio value, profit/loss, and receive statements. The app provides market news, charts, price alerts, and analysis tools.

You can transfer your securities to another broker (Depotübertrag) or sell them before closing. The depot transfer is free of charge. Contact customer service to initiate the process.

Yes. In Germany, capital gains from investments are subject to capital gains tax (Abgeltungssteuer) of 25% plus solidarity surcharge. Comdirect automatically deducts taxes on dividends and capital gains. You can set up a Freistellungsauftrag for up to €1,000 (or €2,000 for couples) in tax-free capital gains per year.

Direct cryptocurrency trading is not available through the Comdirect Depot. However, you can gain exposure to crypto assets through crypto ETPs (Exchange Traded Products), crypto-related ETFs, or certificates that track Bitcoin, Ethereum, and other digital assets. These can be traded like regular securities through your Depot.